Last updated: September 10, 2026
This website is published by The Handy Disciple, a program of Ray Matz Ministries LLC, Fernandina Beach, Florida. By using this site or our services, you agree to these terms.
Our services
We offer coaching, courses, digital tools and related services. The programs and prices described on our Programs page are current at the time of publication and may change. The specific terms of any paid engagement — what is included, the schedule, payment, cancellation and refunds — are set out in the coaching agreement provided to you before you enroll. That agreement governs if anything here conflicts with it.
No guarantee of results
Coaching is guidance, not a promise of income. Your results depend on your own work, your market, your decisions and factors outside anyone’s control. Nothing on this site is a guarantee of earnings, and nothing here is legal, tax, accounting or insurance advice. For those, consult a qualified professional in your state.
Text messaging program
What we send
The Handy Disciple sends text messages to people who have asked to receive them. Messages include appointment and session reminders, schedule changes, follow-up after a consultation, and program announcements.
You are only enrolled if you gave us your mobile number and agreed to be texted. Consent is not a condition of purchase or of participation in any program.
Message frequency
Message frequency varies.
Cost
Message and data rates may apply. We do not charge you for the messages; your mobile carrier may, according to your plan.
How to stop
Reply STOP to any message and you will be unsubscribed. You will receive one confirmation message and then nothing further. You can also call or email and ask us to remove you.
How to get help
Reply HELP to any message for assistance. You can also reach us at +1 (877) 401-1094 or ray@raymatzministries.com.
Carriers
Carriers are not liable for delayed or undelivered messages. Supported carriers include AT&T, Verizon Wireless, T-Mobile, Sprint, Boost, U.S. Cellular, MetroPCS, and others. T-Mobile is not liable for delayed or undelivered messages.
Your privacy
How we handle your number and your consent record is set out in our Privacy Policy. In short: your mobile information is not shared with third parties or affiliates for marketing or promotional purposes.
Our content
The text, images, guides, templates and course materials on this site and in our programs belong to Ray Matz Ministries LLC unless stated otherwise. You may use them for your own business. You may not resell, republish or distribute them as your own.
Limitation of liability
To the fullest extent permitted by law, Ray Matz Ministries LLC is not liable for indirect, incidental or consequential losses arising from your use of this site, our materials or our services, including lost profits or business losses.
Governing law
These terms are governed by the laws of the State of Florida.
Changes
We may update these terms. The date at the top of this page tells you when they last changed.
Contact
The Handy Disciple
A program of Ray Matz Ministries LLC
Fernandina Beach, FL 32034
Phone: +1 (877) 401-1094
Email: ray@raymatzministries.com